DOGE Your Way to Financial Independence

A compounding deficit of over $2 trillion annually stacks up to an already staggering $36 trillion in sovereign debt. And it’s only getting worse—the House has proposed raising the debt ceiling by another $4 trillion, shooting for a $40 trillion debt burden very soon.

What does this mean?

It means we’re financing our present at the expense of the future. Government inefficiency, waste, and mismanagement all contribute to this growing problem. But let’s shift the focus from the macro to the micro—because the same principles that threaten national stability can affect our personal financial future, too

What is a Freedom Number?

You may not have thought about it in these terms before, but if you’re striving for financial independence, you need to.

The Freedom Number is the amount of revenue required to sustain your chosen lifestyle without relying on active income. It’s the key to wealth-building, autonomy, and, ultimately, a life of financial peace of mind.

You may not be able to print money like the federal government, but you do have control over how much you earn, spend, and invest. Too many doctors and high-income professionals make the mistake of allowing their lifestyle to expand to match their income.

They work hard and earn well, yet find themselves trapped—living paycheck to paycheck despite the millions that flow through their hands over a lifetime.

America also achieved prosperity through enormous value creation through innovation, hard work, and creating the needed environment for success. One's ability to produce may be an essential factor in creating wealth, but it is no guarantee of sustained success.

This is where financial discipline comes in. Your personal Freedom Number is determined by one simple formula:

How much passive income do you need to replace your active income?

If your entire income is based on your labor, you’re not financially free—you’re simply on a treadmill that forces you to keep running. The key to breaking free is converting earned income into assets that generate replacement income.

Finding the Waste in Your Financial Life

The government isn’t the only entity guilty of wasteful spending. Look closely at your own financial habits:

• – Unused subscriptions
• – Expensive but unnecessary luxuries
• – Excessive online shopping
• – Overspending on housing, cars, or vacations

None of these are inherently bad, but they can add up to a lifestyle inflation problem that keeps you dependent on active income. If you’re spending everything you make, you’re not leaving enough capital to invest in assets that build sustainable wealth.

The Path to True Financial Freedom

The sooner you start allocating capital toward investments that generate passive income, the sooner you gain control over your time and choices. Every dollar saved and invested into productive assets brings you closer to financial independence.

Alternative investments like real estate, private credit, and business equity are powerful tools that can generate predictable, sustainable income.

The goal isn’t to amass a certain net worth dictated by conventional financial advice—it’s to create cash flow that covers your expenses so you no longer rely on working for income.

Escape the Traditional Retirement Trap

The reality is that many high-income professionals, particularly in fields like dentistry and medicine, are working well into their late 60s—not because they want to, but because they have to. With $20 to $40 million passing through their hands over a career, why do so many still end up financially stuck?

The answer is simple: They never learned how to allocate their earnings effectively. They chased a high income, but didn’t focus on building assets that produce replacement income.

Freedom isn’t an age—it’s a financial condition. And the sooner you hit your Freedom Number, the sooner you gain control over how, when, and if you choose to work.

Take Control Today

If you don’t know your Freedom Number, now is the time to figure it out. How much do you truly need in passive income to maintain the life you want? Once you have that number, work backward. Start allocating your capital intentionally. Cut the financial waste. Invest in assets that produce income. And most importantly, stay focused on the long game.

Freedom isn’t just about money—it’s about the choices money affords you. The ability to decide how you spend your time, who you work with, and how you live your life.

If you’re ready to calculate your Freedom Number and implement strategies to achieve it, I am hosting a joint webinar with Dental Economics and their Solutions Lab, where I break down exactly how to get started. 

You can learn more and register here.